Payment speed24 days3d faster than network
Dealer 360
Merchant Services · Dealer Management · Sharma Traders
RD
ST
Active relationship credit feed synced 6 min ago
Sharma Traders
Active Standard Nashik CityGSTIN 27ABCFS7291M1Z8PAN ABCFS7291M
Credit position
₹5,86,420
Outstanding against a ₹5,00,000 limit
117.3%utilised
80% alert
limit
Portal adoption2 activeboth contacts enabled
Last order1 day agoDM-2607-0126
TermsNet 30standard tier
Account statement
Append-only balance history with linked sources and reversals.
—
Carried forward (opening balance)
₹4,52,830
12 Jun
Invoice DM-2607-0075
+₹68,400
₹5,21,230
15 Jun
Payment · UPI/774213
−₹45,000
₹4,76,230
18 Jun
Payment · UPI/560142
−₹12,000
₹4,64,230
19 Jun
Reversal · duplicate UPI entry, same reference recorded twice
+₹12,000
₹4,76,230
22 Jun
Invoice DM-2607-0091
+₹92,600
₹5,68,830
28 Jun
Claim credit · CLM-0031, return
−₹8,200
₹5,60,630
03 Jul
Invoice DM-2607-0110
+₹54,300
₹6,14,930
06 Jul
Payment · Cash
−₹35,000
₹5,79,930
09 Jul
Adjustment · freight correction on DM-2607-0091 recount
+₹4,500
₹5,84,430
12 Jul
Invoice DM-2607-0126
+₹1,990
₹5,86,420
Order value₹2,57,3004 orders in period
Fulfilled2 delivered1 currently dispatched
Needs decision1 approval₹42,000 over-limit order
Portal share52%₹1,34,600 self-serve
| DM-2607-0075 | 12 Jun 2026 | ₹68,400 | Delivered | rep app |
| DM-2607-0091 | 22 Jun 2026 | ₹92,600 | Delivered | portal · Suresh |
| DM-2607-0110 | 03 Jul 2026 | ₹54,300 | Dispatched | rep app |
| DM-2607-0134 | 12 Jul 2026 | ₹42,000 | Pending approval | portal · Suresh · over-limit flag |
Contacts & portal
Manage →RS
Ramesh Sharma
Owner
98230 11274
S
Suresh
Purchase
98201 55840
Portal orders and claims render "by <name>" here and on the statement above — DM-2607-0091 was placed by Suresh.
Relationship pulse
Commercially active, behaviorally healthy, temporarily over limit.
Sharma Traders pays three days faster than the dealer-network median. The current breach is driven by synced invoice timing rather than a deteriorating payment pattern.
72
Stablerelationship score
Behavior
15 Jun
18d
06 Jul
33d
28 Jun (claim)
21d
median 24d · network median 27d
6-mo order trend
Override history1 · last 14 May by Anita Deshmukh
Credit-alert history80% crossed 12 Jun · 100% crossed 22 Jun
Credit event timeline
Last 90 days03 Apr
Limit increased to ₹5.00LOwner approved a ₹50,000 increase.
12 Jun
80% alert crossedBalance reached ₹5.21L after invoice DM-2607-0075.
22 Jun
100% threshold crossedInvoice DM-2607-0091 took the account above limit.
12 Jul
Approval held₹42,000 portal order routed for explicit decision.
Payment performance
3 settlements24d mediannetwork 27d
Decision factors
+
Pays faster than network24d median versus 27d
+
High digital engagement2 active portal contacts
!
Credit utilisation elevated117.3% after synced invoices
•
One prior overrideResolved within the promised week
Audit
03 AprLimit changed ₹4,50,000 → ₹5,00,000 by Ravi Deshmukh (Owner)
14 MayOverride logged by Anita Deshmukh (Sales Manager) · balance ₹4,92,000 / limit ₹5,00,000 at the time · reason: "regular customer, temporary cash flow gap, cleared within a week"
02 JanLifecycle pending → active by Ravi Deshmukh (Owner)
28 Dec ’25Created by Ravi Deshmukh (Owner)
Viewing as Owner/Management (full record). Finance sees all 6 zones minus Limit & Suspend actions. Sales Manager sees Zone 2 read-only (no Record payment) and Zone 4 read+invite, scoped to his territory's dealers.